01
We never hold your money.
Not for a minute. The pot moves hand to hand, the way Susu has always worked. We just record it.
A ledger, not a wallet
Your Susu, written down properly.
A simple ledger for rotating savings groups. We never hold a single pesewa. You and your group settle in cash. We just keep the books straight.
02
Everyone sees the same ledger.
No one has to ask the leader for an update. Every member opens the app and sees who paid, who is next, and who holds the hand this round.
03
Two people confirm every payment.
When you pay, you tap once. When the recipient gets the money, they tap once. Only then does the round move forward.
How it works
Four steps, no surprises.
The flow mirrors how Susu already works in your market or family. We just keep the record so no one has to argue about it later.
Step 1
Create a circle
The leader sets the contribution, the frequency, and the number of slots. Weekly or monthly. Ten traders or five friends. Your rules.
Step 2
Invite your people
Share a private link. Each person taps it, opens the app, and joins. No one gets in without your invite.
Step 3
Lock the order
Once everyone is in, you set who gets the pot first, second, third. Drag, drop, lock. From that moment, the circle is closed.
Step 4
Pay and confirm each round
Members pay the recipient in person. The payer taps “I paid.” The recipient taps “I received.” When everyone confirms, the next round starts.
We are happy to see you !
Start with the real app, not a promise.
Turns By EziLink is a live web app/PWA. There is no App Store or Play Store download yet; members open it in the browser and can install it from their phone if they want.
Product flow
From invite to confirmed round
Circle
Sample Friday Group
8 members · GHS 200 weekly · order locked
Round 3
Member 3 receives this week
6 of 8 payments confirmed
Ledger
Dual confirmation
Payer marks paid. Recipient marks received.
- Create a private Susu circle
- Invite members with a link
- Lock the payout order
- Track paid and received confirmations
- Show every member the same ledger
Built for Ghana
Built for how Susu actually works here.
- Cash is cash. We do not move it, we do not touch it, we do not charge for it.
- Weekly hands, monthly hands, whatever your group prefers.
- One trusted leader, a closed circle, an order set by the group.
- Pesewas counted to the last one.
- Works on the phone you already have.
Current status
Clear beats over-claimed.
1
Built for closed trust groups
The product assumes members already know and trust each other. It records what happened it does not replace group judgment.
2
No custody, no wallet
Money still moves between people. Turns by EziLink does not collect, lend, invest, or refund group funds.
3
Early product, honest rollout
Pilot access is free while we learn from real circles. Public pricing and traction claims will only be published when they are real.
FAQ
The honest questions.
Do you take a cut?
No. Turns is a ledger, not a wallet. Every cedi your group contributes goes to the person whose turn it is. We never touch the money.
Do I need to verify my identity?
Not for the first version. You sign up with your phone number and a password. We will add stronger verification later, with your permission.
What happens if someone defaults?
The same thing that happens today: the group sorts it socially. We do not enforce, collect, or refund. Pick your circle carefully.
Can I leave a Susu after it starts?
No. You can leave any time before the leader locks the order. After lock, you are committed for the cycle. This mirrors how Susu has always worked.
What if I lose internet on payment day?
You and the recipient can confirm the payment as soon as either of you gets back online. The round waits.
What do you do with my data?
We store your name, phone number, and your circle activity. Nothing else. We do not sell it. See the Privacy page for the long version.
Start a circle in five minutes.
Pilot access is free while early circles help us prove the flow. We will publish paid pricing before any paid plan is introduced.